Glossary
- A/B testing
- ABS (Asset-Backed Securities)
- Account takeover
- Adverse action
- Alternative data
- Alternative lending
- AML (Anti-Money Laundering)
- Anomaly Detection
- Anti-fraud
- API (Application Programming Interface)
- APR (Annual Percentage Rate)
- Artificial intelligence
- Automatic rejection rate
- Backtesting
- Batch processing
- Bias in algorithmic decisioning
- Big data
- Browser fingerprinting
- Business rules
- Claims management system
- Claims processing
- Cluster sampling
- Concentration
- Continuous variable
- Cost of borrowing
- Credit bureau
- Credit history
- Credit policy
- Credit risk
- Credit score
- Credit underwriting
- Creditworthiness
- Customer segmentation
- Dark data
- Data bias
- Data extraction
- Data lake
- Data mining
- Data pipeline
- Data warehouse
- Debt collections
- Debt-to-income ratio
- Decision table
- Decision trace
- Decision tree
- Deep learning
- Default rate
- Device fingerprint
- Dummy variables
- EIR (Effective Interest Rate)
- ETL (Extract, Transform, Load)
- Expert system
- Feature scaling
- Financial crime prevention
- Fraud detection
- Fraud rate
- Honeypot
- Chargeback
- Insurance claims
- Insurance Fraud
- Interest expense
- Interest income
- IP Blacklist
- JSON (JavaScript Object Notation)
- JSONPath
- KYB (Know Your Business)
- KYC (Know Your Customer)
- Loan portfolio management
- Long short-term memory (LSTM)
- Loss to Interest Income
- Loss to loan portfolio
- Manual Review Rate
- MBS (Mortgage-Backed Securities)
- Model tracing
- Natural language processing
- Neural network
- Non-performing loans
- Normalization
- One-hot encoding
- Open banking
- Ordinal encoding
- Overall Approval Rate
- Payment dispute
- Peer-to-Peer (P2P) lending
- PII (Personally Identifiable Information)
- Policy Administration System (PAS)
- Portfolio Performance
- Predictive analytics
- Propensity to Buy
- Recovery
- Recurrent neural network
- Reinsurance
- Reject Inference
- Rule engine
- Rule Set
- Sampling bias
- Securitization
- Sentiment analysis
- Sequence-to-sequence models
- Shadow banking
- Social Media Lookup for Credit Scoring
- Solvency
- Speech recognition
- Standardization
- State transition
- Stratified sampling
- Synthetic data
- Text mining
- Tracking cookie
- Transaction monitoring
- Unsupervised learning
- Velocity
- Web crawler
- Web scraping
- Workflow engine
- XPath