Glossary
- A/B testing
- ABS (Asset-Backed Securities)
- Account takeover
- Adverse action
- Affordability assessment
- Alternative data
- Alternative lending
- Altman Z-score
- AML (Anti-Money Laundering)
- Anomaly Detection
- Anti-fraud
- API (Application Programming Interface)
- APR (Annual Percentage Rate)
- Artificial intelligence
- AUC (area under the ROC curve)
- Automatic rejection rate
- Backtesting
- Bad rate
- Batch processing
- Benford's law
- Bias in algorithmic decisioning
- Big data
- Browser fingerprinting
- Business rules
- Business rules management system (BRMS)
- Claims management system
- Claims processing
- Cluster sampling
- Collection efficiency
- Compensating factors
- Concentration
- Confusion matrix
- Continuous variable
- Cost of borrowing
- Credit bureau
- Credit decisioning
- Credit history
- Credit limit
- Credit policy
- Credit risk
- Credit score
- Credit scorecard
- Credit underwriting
- Creditworthiness
- Cure rate
- Customer segmentation
- Cut-off score
- Data bias
- Data mining
- Data pipeline
- Data warehouse
- Data waterfall
- Days past due (DPD)
- Debt collections
- Debt service coverage ratio (DSCR)
- Debt-to-income ratio
- Decision table
- Decision trace
- Decision tree
- Deep learning
- Default rate
- Delinquency bucket
- Device fingerprint
- Early payment default (EPD)
- EIR (Effective Interest Rate)
- ETL (Extract, Transform, Load)
- Expected credit loss (ECL)
- Expected loss (EL)
- Expert system
- Exposure at default (EAD)
- False decline
- Financial crime prevention
- First-party fraud
- Fraud blocklist
- Fraud detection
- Fraud rate
- Fraud ring
- Gini coefficient (credit scoring)
- Honeypot
- Champion-challenger testing
- Chargeback
- Chargeback ratio
- Information value (IV)
- Insurance claims
- Insurance Fraud
- Interest expense
- Interest income
- IP Blacklist
- JSON (JavaScript Object Notation)
- JSONPath
- Knock-out rule
- Kolmogorov-Smirnov (KS) statistic
- KYB (Know Your Business)
- KYC (Know Your Customer)
- Loan portfolio management
- Loan portfolio performance
- Loan-to-value ratio (LTV)
- Loss given default (LGD)
- Loss to Interest Income
- Loss to loan portfolio
- Manual rating
- Manual Review Rate
- Model tracing
- Money mule
- Net charge-off rate
- Non-performing loans
- Open banking
- Overall Approval Rate
- Payment dispute
- Peer-to-Peer (P2P) lending
- Performance window
- PII (Personally Identifiable Information)
- Points to double the odds (PDO)
- Policy Administration System (PAS)
- Population stability index (PSI)
- Predictive analytics
- Probability of default (PD)
- Promise to pay (PTP)
- Propensity to Buy
- Provision coverage ratio
- Provision matrix
- Rating algorithm
- Rating factor
- Recovery
- Reinsurance
- Reject Inference
- Risk-based pricing
- Roll rate
- Rule engine
- Rule Set
- Sampling bias
- Securitization
- Social Media Lookup for Credit Scoring
- Solvency
- State transition
- Stratified sampling
- Swap set analysis
- Synthetic data
- Synthetic identity fraud
- Tracking cookie
- Transaction monitoring
- Transition matrix (roll-rate matrix)
- Unsupervised learning
- Velocity
- Vintage analysis
- Weight of evidence (WoE)