Peer-to-Peer (P2P) lending

Peer-to-Peer (P2P) lending is a form of alternative finance where individuals or businesses get loans directly from other individuals or entities, without going through traditional intermediaries such as banks. This can create more accessible, flexible, and competitive financing options.

Example

A small business owner looking for funds to expand operations might use a P2P lending platform to request a loan. Investors on the platform may combine their funds to finance it. By connecting borrowers and lenders more directly, P2P lending can improve access to capital and support a broader financial ecosystem.

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