Articles

  • From Contract to Collection: Selling Debts in Consumer Finance

    Consumer debt collection works best when the process is structured, measurable, and consistent. This article covers Promise to Pay tracking, collection call scripts, the risks of freestyling, and how teams should handle broken commitments and restructurings.

    Published on:: 2024-08-10 18:35:48

  • Ethical Debt Recovery: What Collections Agents Should Avoid

    Ethical debt recovery requires clear boundaries, respectful communication, and a lawful process. This article explains what collections agents should avoid in BNPL and consumer lending, including insults, pressure on family members, threats, and intimidation.

    Published on:: 2024-08-10 18:35:48

  • Credit Bureaus in African Countries

    Credit bureaus are taking a bigger role in lending across Africa, but each market works differently. This article maps the main credit bureaus in key African markets, including South Africa, Nigeria, Egypt, and Kenya, and explains how each market is set up.

    Published on:: 2024-08-10 18:35:26

  • Credit bureaus in Egypt: A closer look at I-Score - Decisimo

    Egypt’s credit bureau market is led by I-Score, the Egyptian Credit Bureau. This article explains how it was set up, what data it collects on consumers and SMEs, who uses it, and why its role matters in a country where much of the population remains unbanked.

    Published on:: 2024-08-10 18:35:26

  • How Lending in Africa Is Changing in 2024: Lendsqr, Anchor, and Evolve Credit - Decisimo

    Africa’s lending market is changing quickly, driven by platforms built for scale, speed, and access. This article examines how Lendsqr, Anchor, and Evolve Credit are changing lending and banking infrastructure, and what their different models mean for financial inclusion in 2024.

    Published on:: 2024-08-10 18:33:05

  • 2024 Fintech Conferences in Europe: Where Industry Events and Networking Meet

    Europe’s 2024 fintech conference calendar includes events across London, Amsterdam, Paris, Berlin, and more. This guide lists key dates, locations, and expected attendance so you can compare events and decide where to go.

    Published on:: 2024-08-10 18:33:05

  • 2024's Leading Insurtech Conferences in Europe

    This guide lists the leading insurtech conferences in Europe for 2024, including dates, locations, and estimated attendance. Use it to compare event size and timing, assess where to gather market insight, and plan meetings with industry contacts.

    Published on:: 2024-08-10 18:33:05

  • A Clear Fingerprinting Alternative to ThreatMetrix - Decisimo

    Fingerprint.com is a practical alternative to ThreatMetrix for teams that need user identification without opaque pricing or vague positioning. This comparison covers its technical foundation, accuracy, industry fit, and pricing model, so you can assess whether it fits your security and fraud use case.

    Published on:: 2024-08-10 18:32:07

  • 3 Free Tools for Analyzing IP Addresses and Identifying Malicious Actors - Decisimo

    IP addresses can indicate a wide range of threats, from botnets to credential stuffing. This article reviews three free analyzers, Project Honey Pot, Barracuda Central, and AbuseIPDB, and outlines specific anti-fraud rules and decision logic to identify and block malicious IPs.

    Published on:: 2024-08-10 18:29:56

  • Antifraud Hub

    Explore the antifraud tactics, tracking methods, and rule-based approaches covered in this hub. From fingerprinting and synthetic identity fraud to case management and login security, these articles show how fraud teams can structure decision logic to detect risk and respond faster.

    Published on:: 2024-08-10 18:29:56