How to integrate BINLIST.net into a decision engine - Decisimo - Decision Intelligence Services
Published on: 2024-08-10 18:48:28
BINLIST is a great service for profiling what card you are being provided based on the first 6/8 digits of a card. BINLIST will tell you whether the card is credit or debit. In addition, it may tell you whether it is personal, business or a corporate card. For some BINs, it is only able to identify issuing country, for others, it can also identify issuing bank, including bank details.
The service is free as long as you don’t have more than 10 requests per minute. For low level of requests, the integration is straightforward. May you have more requests, you need to reach out to binlist.net and get your API keys.
Create a data source in Decisimo Portal
Go into Data sources and hit new and create from template.
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Once the data source gets created, then you don’t need to do anything additional as this service does not require API key for free-tier.
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The API requires just BIN card number - the parameter is already included in the template and ready to be used in your decision flow.
Add BINLIST.net data source to your decision flow
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If you already have a decision step for data sources, you can add the call to BINLIST.net within the same step. The decision engine will call all the sources in the same step in parallel. Parallel calls ensure the fastest execution time.
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If you do not have a decision flow step for external data, add one. Connect your decision flow step and by double-clicking, open the definition window.
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In the decision flow step define in the step the attribute with BIN number from your data object to be sent to BINLIST.net. Make sure that you are sending only the first 6/8 digits and not the whole card number.
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Run the decision making
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Release your decision flow, deploy to an endpoint and make decisions using data from BINLIST.net.
